Home Loan Requirements

Pag-IBIG Financing Requirements

Basic Requirements

  1. Approved Membership Status Verification Slip (MSVS)
  2. Three (3) pcs 1×1 ID Picture
  3. Residence Certificate (cedula) – locally employed
  4. Photocopy of two (2) valid ID’s
  5. Photocopy of Marriage Contract for Married and Birth Certificate for Single
  6. Proof of Billing (Here in the Philippines)
  7. Post Dated Checks – 12pcs for Down Payment ; 12 pcs for Monthly Amortization
  8. Photocopy of Certificate of Employment and Payslip
  9. Tax Identification Number (TIN)

Additional Requirements for OFW (Attorney-In-Fact Requirements)

  1. pc. I.D. picture of Attorney in Fact
  2. Valid I.D. of Attorney in Fact
  3. Residence Certificate of Attorney in Fact

Bank Financing Requirement For Locally Employed

Basic Requirements

  1. 3 pcs. 1×1 ID picture (husband/wife)
  2. Photocopy of Marriage Contract if Married, Birth Certificate if Single
  3. Photocopy of two (2) Valid Government issued ID’s, with 3 signatures in the photocopy (Husband/Wife)
  4. Tax Account No. (TIN)
  5. Proof of Billing here in the Philippines (Meralco, Manila Water, PLDT, Globe, etc.)
  6. Community Tax Certificate – Cedula (Husband/Wife)
  7. Complete post dated checks for Equity and Amortization (

Income Requirements:

  1. Certificate of Employment with Compensation
  2. 3 months payslip
  3. Income Tax Return (ITR)

Bank Financing For OFWs

Basic Requirements

  1.  3 pcs. 1×1 ID picture (husband/wife)
  2.  Marriage Contract if Married, Birth Certificate if Single
  3. Photocopy of two (2) Valid Government issued ID’s, with 3 signatures in the photocopy (Husband/Wife)
  4. Tax Account No. (TIN)
  5. Proof of Billing here in the Philippines (Meralco, Manila Water, PLDT, Globe, etc.)
  6. Complete post dated check for Equity and Amortization

Additional Requirements for OFW

  1. Job Contract
  2. 3 months payslip
  3. Special Power of Attorney (SPA) – forms provided by the Developer

Requirements of Attorney-In-Fact

  1. Valid I.D. of Attorney in Fact
  2. 3 pcs. 1×1 I.D. picture of Attorney in Fact
  3. Community Tax Certificate of Attorney in Fact (cedula)

In-House Financing For Locally Employed

Basic Requirements

  1. 3 pcs. recent 1 x 1 I.D. pictures
  2. 2 pcs Photocopy of Valid ID
  3. Photocopy of Marriage Contract, Birth Certificate, or Separation papers (if needed)
  4. Community Tax Cert. (Cedula)
  5. Complete post dated check for Equity and Amortization
  6. Latest proof of income or Affidavit of Support
  7. Tax Identification Number – TIN

In-House Financing For OFWs

Basic Requirements

  1. 3 pcs. recent 1 x 1 I.D. pictures
  2. Photocopy Marriage Contract, Birth Certificate, or Separation papers (if needed)
  3. Complete post dated check for Equity and Amortization
  4. Tax Identification Number (TIN)
  5. Latest proof of income

Additional Requirements for OFW

  1. Photocopy of Passport
  2. Photocopy of Job Contract

Attorney-In-Fact Requirements

  1. 1 pc. I.D. picture of Attorney in Fact
  2. Valid I.D. of Attorney in Fact
  3. Residence Certificate of Attorney in Fact